Rates
Savings & Checking
Effective Date: Monday, December 30th, 2024
| Product | APY | Minimum to Earn Interest |
|---|---|---|
| Savings | 0.10% | 200.00 |
| FreePlus Checking | 3.00% | Up to $10,000 |
| Power Checking | 0.15% | $2,000 - $9,999 |
| 0.20% | $10,000 - $24,999 | |
| 0.25% | $25,000 - $49,999 | |
| 0.40% | OVER $50,000 | |
| Money Market | 0.30% | $2000 - $9,999 |
| 0.40% | $10,000 - $24,999 | |
| 0.45% | $25,000 - $49,999 | |
| 0.60% | $50,000 - $99,999 | |
| 0.75% | $100,000 - $249,999 | |
| 1.00% | $250,000 + | |
| Christmas Club | 4.00% | 5.00 |
| IRA | 0.50% | $500.00 |
| Health Savings Account | 0.50% | $1.01 - $1000.00 |
| 0.75% | $1000.01 - $5000.00 | |
| 1.00% | $5000.01 - $25,000.00 | |
| 1.00% | OVER $25,000.01 |
Account fees may reduce earnings on savings accounts.
Certificates of Deposit
Effective Date: Monday, December 30th, 2024
| Term | APY | Minimum Balance |
|---|---|---|
| Rates also apply to IRA and HSA Certificates of Deposit. | ||
| 6 Month | 4.25% | $500.00 |
| 9 Month | 4.00% | $500.00 |
| 12 Month | 3.50% | $500.00 |
| 18 Month | 3.50% | $500.00 |
| 24 Month | 3.50% | $500.00 |
| 36 Month | 3.50% | $500.00 |
| 48 Month | 3.50% | $500.00 |
| 60 Month | 3.50% | $500.00 |
| Let it Grow CD | 3.50% | $25.00 |
| Youth CD Special | 4.00% | $50.00 |
Account fees may reduce earnings on certificates. APY=Annual Percentage Yield
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