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Know Your Vehicle’s Value

Make confident buying decisions with the right information at your fingertips. Use the JD Power tool to check current vehicle values, compare cars, trucks, and SUVs, and research pricing, all in one place.

  • Instant Value Estimates
  • Trusted JD Power Data
  • Compare Vehicles Easily
  • Research Before You Buy

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Get the Carfax

Know the history of the vehicle you are looking to purchase and avoid a costly mistake. Get one FREE CarFax Report when you finance your used auto purchase at AAC Credit Union.

  • See number of previous owners
  • Check for past records or loss/accident
  • Analyze mileage history

*Selling a used vehicle? AAC members can order a CarFax report on your personal vehicle for $16.99. Use the report as a sales tool showing potential buyers the history of your auto.

Protect Your Ride

Guaranteed Asset Protection

GAP (Guaranteed Asset Protection) helps cover the difference between what your vehicle is worth and what you still owe on your loan in the event of a total loss. If your car is stolen or totaled, standard insurance may not pay off your full balance, leaving you responsible for the remaining amount. GAP coverage helps protect you from that financial gap, giving you added peace of mind every time you’re on the road.

Credit Life & Disability Protection

Credit Life and Disability Protection can help safeguard your loan and your finances if life takes an unexpected turn. In the event of a covered illness, injury, or loss of life, this protection helps cover your loan payments or remaining balance. It’s a simple way to add an extra layer of security, ensuring your financial obligations don’t become a burden for you or your family.

Extended
Warranty

An Extended Warranty helps protect you from the cost of unexpected vehicle repairs after your manufacturer’s warranty expires. With flexible coverage options for a wide range of vehicles, you can drive with confidence knowing major repairs may be covered. It’s a smart way to manage long-term vehicle costs and avoid surprise expenses down the road.

Ready to take the next step?

Let’s make this easy. Complete the short form below and one of our local experts will connect with you soon to talk through your needs and answer your questions. No pressure. No obligation. Just clear answers.

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Rates 

Auto Loan Rates
Effective Date: Tuesday, April 28th, 2026
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
ProductAPRTerm
AUTO - 2019 & NEWER    
Apply Now 4.99% Up to 48 Months
  4.99% 60 Months
  5.49% 72 Months
  5.99% 84 Months
AUT0 - 2018 & OLDER
Apply Now 5.49% Up to 48 Months
  5.49% 60 Months
  5.99% 72 Months
Classic Cars 8.49% Up to 60 Months
Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies.

Need more help?

Our local lenders are happy to walk through your goals and help you decide what's best.

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or call us at 800-858-1633