Apply for a Loan

Applying for a loan is fast and easy at AAC Credit Union.

Proof of income and insurance will be required for final processing.

To be eligible for a loan you must meet ONE of the following membership requirements:

Any person who lives, works, attends school or worships in these Michigan counties: Kent, Muskegon, Allegan, Barry, Ottawa or Ionia Counties.
Any person whose current job involves the manufacturing or sale of furniture in Kent, Muskegon, Allegan, Barry, Ottawa or Ionia Counties.
Any person who is employed by a company or organization that has added AAC Credit Union membership to its benefit package. ( See list)
Any immediate relation by blood or marriage to an AAC Credit Union member.
Any person over the age of 55 who receives a government or private retirement pension and lives in or belongs to a retirement organization located in Kent County or an adjacent county and within a 25-mile radius of our main office.
Our Credit Union philosophy of "once a member, always a member" means should you change jobs or move away, you may still remain a member of our credit union.

All loans require proof of income.
Auto/motorcycle/titled vehicles require proof of insurance. AAC must be listed as lien holder.
For Home Equity loans or loans secured by real estate, additional documentation may be required. See lender for details.