Your New Home is Waiting

Your home is where your best moments take shape — the cozy mornings, the loud laughs, the memories you’ll talk about for years. Whether you’re buying or refinancing, AAC brings you competitive rates and hometown guidance that makes the process feel exciting, not stressful. Your dream home is out there… let’s help you open the front door.

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Purchasing a Home

Choose from a variety of mortgage options to find the right home loan solution for you. Getting into the home of your dreams starts here and our dedicated mortgage lenders are with you every step of the way.

BUY A HOME

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Refinance Your Home

Have a high rate mortgage that you want to convert to a lower rate or shorter term? Or maybe you want to tap into some of your home's equity and use the cash for home imporvements. Refinancing may be what you need.

REFINANCE NOW

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Home Equity

You’ve worked hard to build equity in your home — now it can work for you. Whether you’re tackling a major project or simply exploring your options, both Home Equity Loans and Line of Credit (HELOC) offer flexible ways to access funds at competitive rates.

USE YOUR EQUITY

Ready to take the next step?

Let’s make this easy. Complete the short form below and one of our local experts will connect with you soon to talk through your needs and answer your questions. No pressure. No obligation. Just clear answers.

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Shop With Confidence

Start your home search on solid ground. A mortgage Pre-Approval outlines your budget and estimated payment before you shop—giving you the confidence to make a strong offer when you find the right place.

  • Helps you stay on budget
  • Know how much you can afford to spend
  • Simplifies the buying process
  • Shows you are a serious buyer

 

Get Pre-Approved

Your Home Team

Denise Bergsma

 

Denise Bergsma

Mortgage Services Manager

dbergsma@goaac.com

616-459-4429 Ext. 415

NMLS #2069537

CONNECT WITH DENISE

Karen Stein

 

Karen Stein

Mortgage Specialist

kstein@goaac.com

616-842-3147 Ext. 414

NMLS #480558

CONNECT WITH KAREN