Turn the equity in your home into predictable, affordable financing with a fixed-rate Home Equity Loan from AAC Credit Union. Whether you're planning a renovation, consolidating debt, or covering a major expense, a home equity loan gives you a lump sum upfront with stable monthly payments you can count on.
From big projects to big life moments — go from to-do to done with confidence.
Apply Now
Budget confidently knowing your payment will not change
Your rate stays the same for the life of the loan
Choose a repayment term that aligns with your financial goals
Local Lending Decisions. Our experienced lenders work with you directly
A fixed home equity loan is ideal for one-time expenses such as:
Let’s make this easy. Complete the short form below and one of our local experts will connect with you soon to talk through your needs and answer your questions. It’s a quick, no-obligation way to see what your home equity could do for you.
Mortgage Services Manager
dbergsma@goaac.com
616-459-4429 Ext. 415
NMLS #2069537
Mortgage Specialist
kstein@goaac.com
616-842-3147 Ext. 414
NMLS #480558
| Term | Rate | Payoff Period |
|---|---|---|
| 10 Year Fixed | 6.74% | 120 Months |
| 15 Year Fixed | 7.24% | 180 Months |
| 20 year Fixed | 7.99% | 240 Months |
| HELOC | Prime% Variable | 120-180 Months |
| *Based on 80% of home value. | ||
| All rates shown are "As Low As". Individual rates may vary based on credit review and other factors. | ||
Not sure if a fixed rate Home Equity Loan is right for you? Our local lenders are happy to walk through your goals and help you decide.
or call us at 800-858-1633 ext. 414
Home Equity Loans
